What's the interest rate going to be like this spring? Is it going to go down, get higher? We don't know. Do loan officers know? Not really. Nobody knows. Is it predictable like a weather forecast? No. Is it frustrating for people? Absolutely.

Yah there are prediction graphs all around, here is an article for reference, but really, we just don't know. What we do know is if - if you do intend to move because you want to or have to, and end up buying something and get the interest rate that is not really attractive, you can end up refinancing after 6 months if it ends up going down. We've talked to several people who put off buying because of interest rates, then the home of their dream comes on market, but they don't make the move. Then somebody else gets the home. That's just the cycle, like anything in life. I guess if you want something bad enough, you'll find a way to make it work. That's what we've always been told anyway right? What's something in life that you wanted so badly that you made it work no matter what?